Category —
Personal Finance

When asking for a discount (or a raise) fails

Written by Paul on September 8th, 2008

I have a friend that recently bought a used car at full price. His excuse: “I asked for a discount but they didn’t give it to me so I gave up.” Sure, he could probably stand to learn a little bit about better negotiating but there is a better way to get a better deal.

It’s no secret that most people have a hard time talking about money — just look at how many bloggers write about ways to ask for …

Quick Wins: Three ways to save money fast

Written by Paul on August 25th, 2008

I’ve consulted a number of small businesses over the past few weeks and, unsurprisingly, they seem to be concerned about the same things that most of my non-entrepreneurial friends are: saving money.

Here are three tips for cutting your costs immediately:

  • Ditch the underused gadgets. Knowing exactly what you have is the first step — classify things by how often you use them. It doesn’t have to be complicated, simply look for anything that you don’t use on a daily basis. Some

How Going Out To Lunch Made Me Rich

Written by Paul on August 1st, 2008

Like most people starting out in their careers, I was making chump change while trying to pay for school and figuring out what to do with my life. To be honest, I ended up wasting most of my money on overpriced (and horrible) food at school instead of accepting near-daily invitations to head out to lunch with a group of people from work. (My excuse was that I was saving money by avoiding real restaurants and that somehow hanging out …

The Best Way To Spend $20, Today

Written by Paul on May 15th, 2008

It’s already halfway through May and you should have received your federal stimulus check by now. Do you know what you’re going to do with it?

A few weeks ago, my friend Ramit quoted me when I said that books are the most cost-effective way to invest in yourself. If you buy one book per week, for $20 each, that’s $1,000 …

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